Four ways to work together, chosen as needed.
You can begin with a review of one specific proposal, or go straight to a structural diagnostic or the full plan. The scope and fee of each service are confirmed in writing before it begins.
Financial planning is available as a standalone service. Whether you manage your own investments or already work with an investment advisor, we can develop a plan around your family’s overall needs.
All amounts in Canadian dollars. Open any item for the details.
We provide financial planning and analysis; we do not provide discretionary investment management. Strategies involving borrowing or insurance carry risk and are considered only after an individual suitability assessment.
Fee principles
- Disclosed and confirmed in writing before any work begins
- Based on complexity and judgment, not hours
- You're never locked in; ongoing relationships can pause or end without penalty
Every engagement begins with a concise letter of agreement, and its full specimen is public: see what you'd sign, before you sign it →
Intake and scheduling
You're welcome to describe your situation first. We take on a small number of comprehensive financial plans each year; start dates are confirmed before an engagement begins, based on the scope and current scheduling.
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Not sure where to start?
Start by writing down your situation and the question you're weighing. Every message is read. We'll reply to the email address you provide with a suggested starting point — and if paid planning isn't needed at this stage, we'll say that too. Free, with no call to book.