Run the numbers first — then decide what deserves a closer look

Canada has no tax formally called an estate tax — but death can still trigger deemed dispositions and other income inclusions, and the bill arrives before the cash does. Estimate the potential bill, and whether liquid assets would cover it.

When you cease to be a Canadian tax resident, certain property is deemed sold at fair market value. Which assets may be on the list, and how big the bill runs — a three-minute estimate.

No plans to move to the U.S.? Certain U.S. assets may still create estate-tax filing obligations or exposure. Account type and treaty rules can change the result — estimate what may apply.

Assets in one currency, future spending in another — you may be carrying a currency risk you never chose to take. Lay both sides out on one table.

Bring your foreign assets and existing documents together, see what is still missing, and print the list for your accountant. Does not decide whether a return is required; stores no data.

Four questions on asset concentration, borrowing and when the money is needed, for a first look at what is worth checking further. No amounts to enter.

Enter investment, cash and borrowing amounts and compare net worth, margin requirements and interest cost across market scenarios.

Pick a real property crash. See how prices fell and recovered — and how your down payment changes your home equity.

Put a portfolio through real historical crashes — see how far it falls, and how long recovery takes.

Compare the long-run historical path of one sum across six asset classes; bases and start dates differ, so it is neither a ranking nor a forecast.

Compare how concentrated and diversified allocations behaved across different historical periods.

A 2% annual fee doesn't sound like much — until you see what it compounds to over thirty years. See the long-term cost of fees.

The 2% inflation assumption in most plans reflects a national average basket — your household's looks different. Estimate a rate closer to how you actually live.

CPP, OAS, RRSP / TFSA / FHSA room, notices of assessment, tax slips, ACB and verifying an advisor: where to look, what to save and what to watch for. A guide only, with links to official pages.